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June 16, 2010 - June 2010 Client Bulletin: Our "Credit Clean-Up" Service May Help!
May 20, 2010 - May Client Bulletin- Loan Modification Denied? This Could Be Why!
May 4, 2010 - April Consumer Bankruptcy Filings Up 15 Percent
April 1, 2010 - April 2010 Client Bulletin-Bankruptcies At Highest Level Since 2005
March 25, 2010 - Bank of America to Reduce Some Mortgage Balances
March 1, 2010 - March 2010 Client Bulletin- Don't Get Fooled by Debt Scams
February 1, 2010 - February 2010 Client Bulletin - New Credit Card Rules In Effect
January 8, 2010 - Consumer Bankruptcy Filings Increase 32 Percent in 2009
January 1, 2010 - January 2010 Client Bulletin- "Strip Off" A Mortgage?
December 1, 2009 - December 2009 Client Bulletin- We Wish You Happy Holidays!
November 21, 2009 - Texas Attorney General Shuts Down "Mortgage Rescue" Scam
November 5, 2009 - "Pirate Guys" Free Credit Ad Deceptive? AFFIL Says So
November 1, 2009 - November 2009 Client Bulletin- Don't Go "Debting" Into Trouble!
October 27, 2009 - Sen. Chris Dodd Trying To Stop Credit Card Interest Rate Hikes
October 7, 2009 - Support Creation Of A Consumer Financial Protection Agency
October 1, 2009 - October 2009 Client Bulletin-Don't Fall for Loan Modification Scams
September 21, 2009 - New Law- Federal Agencies Can Garnish Paychecks- in Texas!
September 5, 2009 - Sept. 2009 Client Bulletin- You Can Get Mortgage After Bankruptcy
September 2, 2009 - August Consumer Bankruptcy Cases Up 24% Over Last Year
August 22, 2009 - August 2009 Client Bulletin- New Rules on Student Loans
August 20, 2009 - Mr. Black Celebrates 20th Year as Board Certified in Bankruptcy
August 12, 2009 - Mortgage Servicing Is A Continuing Problem, Even in Bankruptcy
August 3, 2009 - Debt Settlement Lawyer Richard A. Brennan Jailed for Contempt
July 11, 2009 - July 2009 Client Bulletin- It's July In Houston and Boy Is It Hot!
July 8, 2009 - New Legislation Protecting Tenants of Foreclosed Properties
June 29, 2009 - NYT: Paperwork Avalanche Buries Loan Modification Plan
June 10, 2009 - June 2009 Client Bulletin
May 5, 2009 - Consumer Bankruptcies Over 125,000 For April 2009
April 16, 2009 - Texas Attorney General Charges JK Harris With Misrepresentation
March 28, 2009 - FTC: Court Halts Bogus Mortgage Loan Modification Operations
March 17, 2009 - FTC Charges 7 Credit Repair Companies With Deception in U.S.
March 16, 2009 - Help Stop Foreclosures; Call or Email Your Senators About S. 61
March 9, 2009 - Five (Really Seven) Reasons to Avoid Debt Settlement Companies
March 5, 2009 - Bankruptcy Filings Rise 31% In 2008
February 25, 2009 - Budget Office: One Million Homeowners Would Benefit from Bill
February 18, 2009 - "I Love Subprime" And Another Funny You Tube Video
February 3, 2009 - Consumer Bankruptcies Up 34% Over January Last Year
January 23, 2009 - Mortgage Modification is Top Priority, Says House Speaker Pelosi
January 12, 2009 - Subscribe to My "Blog" at http://houstonbankruptcyattorney.com
January 7, 2009 - Consumer Bankruptcies Top One Million Mark Again
January 6, 2009 - Fannie, Freddie to Allow "Foreclosed Renters" to Stay On
December 24, 2008 - Streamlined Mortgage Modification Program - Are You Eligible?
December 18, 2008 - NACBA: Loan Mods Not Enough; BK Courts Should Mod Loans
December 15, 2008 - Watch Out for Phone Fraud- It Can Happen to Anyone!
December 2, 2008 - Americans for Fairness in Lending (AFFIL) Newsletter
November 17, 2008 - Bad Economy Pushing More Consumers Into Bankruptcy
November 12, 2008 - Federal Bailout to Include Credit Card Companies? You're Kidding!
October 31, 2008 - Bad Times: More Lenders Reluctant to Repossess Vehicles
October 23, 2008 - "Operation Clean Sweep" FTC Targets 36 "Credit Repair" Outfits
October 14, 2008 - "Debt-Relief" Firms Get Lots of Complaints
September 27, 2008 - Is The "Credit Crisis" Real? Harvard Professor Says No
September 24, 2008 - AFFIL: Credit Card Bank Workers: They Train Us To Trick You
September 18, 2008 - HUD: 90-Day Foreclosure Moratorium for FHA Loans Due To Ike
September 16, 2008 - Hurricane Ike Shuts Down Bankruptcy Courts for the Week
September 15, 2008 - Hurricane Ike Shuts Us Down Until Wednesday, Sept. 17
September 11, 2008 - Chapter 13 Trustee Offices Shutting Down Ahead Of Storm
August 22, 2008 - "Don't Get Fooled" Video From Americans for Fairness in Lending
August 19, 2008 - "Debt Meltdown Program" Marketers Settle With FTC
August 9, 2008 - August 2008 Newsletter- Don't Fall for Foreclosure Rescue Scams
August 7, 2008 - Paris Hilton Declares For President, States Energy Policy
July 30, 2008 - Bankruptcy Lawyers: New Law Increased Costs, Doesn't Deliver
July 29, 2008 - Bennigans, Steak & Ale File Chapter 7 Liquidation Bankruptcy
July 21, 2008 - N.Y. Times: Americans Digging Deeper Into Debt
July 9, 2008 - Having Trouble Opening Bank Account? Get Chexsystems Report
July 2, 2008 - U.S. Consumer Bankruptcy Filings Up 30% Over Last Year
June 5, 2008 - June 2008 Client Bulletin
June 2, 2008 - Free "Foreclosure Prevention Fair" Saturday June 7
May 28, 2008 - More Americans Seeking Bankruptcy Debt Relief
May 21, 2008 - J. Thomas Black Gives Seminar At Big Accounting Firm
May 8, 2008 - File Your Property Tax Protest- Deadline May 31
April 30, 2008 - Need Medical Insurance? See HoustonHealthChoice.com
April 23, 2008 - J. Thomas Black Radio Interview: Change Bankruptcy Law
April 9, 2008 - Yes, You Can Refinance Your House While In Chapter 13
March 19, 2008 - Lots of People "Walking" Away From Homes- Tent City
March 14, 2008 - FTC Report Cites Abuses By Debt Collectors
March 8, 2008 - House Up For Foreclosure? Don't Fall For "Trust Me" Scam
February 25, 2008 - Call And Support "Foreclosure Prevention Act of 2008"
February 5, 2008 - Bankruptcy Filings Up 30 Percent
February 1, 2008 - J. Thomas Black Legal Case Published
January 30, 2008 - Supporters of Mortgage Modification Bill Testify to Congress
January 15, 2008 - Online Budget Services Help Consumer Track Expenses
January 14, 2008 - Some Bankruptcy Judges Come Down on Countrywide
January 4, 2008 - Bankruptcy Filings Up Almost 40% in 2007
December 21, 2007 - President Signs Tax Bill To Help Foreclosed Homeowners
December 19, 2007 - Posted for Foreclosure? Watch Out for Scams Like This One
December 12, 2007 - House Committee To Consider Allowing Mortgage Changes
December 5, 2007 - NACBA Prez Testifies For Bill To Allow Mortgage Changes
November 20, 2007 - 2007 Bankruptcies Increase 40% So Far Over 2006
November 7, 2007 - J. Thomas Black Appearance on KHOU-TV News
November 3, 2007 - Credit Card Default Rates Soar- Bankruptcies Rise
October 30, 2007 - Expert: Bankruptcy Changes Could Save Half Million Homes
October 22, 2007 - Houston Bankruptcy Judge Says: Smoking Too Expensive
October 9, 2007 - FTC: Debt Collectors May Stop Instead of Validate
October 6, 2007 - Thinking About Filing Chapter 7? May Want To File Now
October 3, 2007 - "Debt Meltdown" Program Deceptive, Charges FTC
September 20, 2007 - IRS - There is Relief From "Foreclosure Taxes"
September 12, 2007 - Have Adjustable Rate Mortgage? This May Be Bad News
September 5, 2007 - You Tube- Mortgage Servicing Pie
August 30, 2007 - Credit Cards in Default Are Increasing
August 20, 2007 - Foreclosure Can Result in Income Tax Bills
August 17, 2007 - Bankruptcy Filings Up By Almost 50%
July 31, 2007 - NY Times: Congress Needs To Rein In Credit Cards
July 25, 2007 - Countrywide: Borrowers With Good Credit Falling Behind
July 24, 2007 - Small Businesses Using Credit Cards More
July 16, 2007 - MORE SENIORS ARE GOING BROKE
July 14, 2007 - Free Newsletter - Rebuilding Credit After Bankruptcy
July 9, 2007 - BANKRUPTCY FILINGS UP IN 2007
June 21, 2007 - Federal Reserve Unveils Mortgage Calculator
June 13, 2007 - Americans For Fairness In Lending- Hearing Today
June 9, 2007 - Is Your Debt Management Service Operating Legally?
June 6, 2007 - Half of Americans Worried About Debt
May 24, 2007 - Federal Reserve Changing Credit Card Rules
May 22, 2007 - In the Subprime of Life
May 8, 2007 - SENIOR CITIZEN BANKRUPTCY RATES EXCEED NORM
April 12, 2007 - NACBA Press Release - Subprime Mortgage Crisis
April 10, 2007 - Bankruptcy Filings Up In First Quarter
April 4, 2007 - Late Payments Rise On Some Consumer Loans
March 29, 2007 - Judges Inquire Into High-Volume Texas Creditor's Firm
March 2, 2007 - Citigroup Ends "Universal Default" Credit Card Practice
March 1, 2007 - Local Credit Counseling Firm May Be In Hot Water
February 28, 2007 - Indictment In $2 Million Bogus Tax Refund Scheme
February 2, 2007 - FTC Asks Court To Stop Abusive Debt Collectors
January 23, 2007 - Smartmoney: Declaring Bankruptcy Can Help Your Credit
January 19, 2007 - Mr. Black Goes To Washington!
January 18, 2007 - Payday Lending Result of Lax Laws, Says NYT Commentary
January 9, 2007 - Total Consumer Debt Stands At $2.39 Trillion
December 28, 2006 - Americans Spent More Than They Made In November
December 18, 2006 - Happy Holidays! November/December 2006 Newsletter
December 7, 2006 - NACBA Press Release Slams Senate Bankruptcy Hearing
December 6, 2006 - More Subprime Mortgages Going Delinquent
November 3, 2006 - Many People Not Filing Bankruptcy Because of Misconceptions
October 25, 2006 - New Bankruptcy Law Not as Bad as Some Predicted
October 19, 2006 - Dept. of Justice Targets Bankruptcy Fraud
October 18, 2006 - 1 Year After "Reform" Debate About Its Effects
October 5, 2006 - NACBA Expects Bankruptcy Filings to Increase to Pre-Reform Levels
September 15, 2006 - September 2006 Bulletin - We Are Moving Our Office!
September 12, 2006 - 12 Myths About Bankruptcy by Bankrate.com
September 7, 2006 - Court: Credit Cards Put Ahead Of Church Tithing
August 31, 2006 - J. Thomas Black in News Segment on KHOU TV Channel 11
August 29, 2006 - Bankruptcy Filings Fall Because of New Law
August 24, 2006 - Medical Bills Plunge More Families Into Debt
August 22, 2006 - BANKRUPTCY REFORM A JOKE BUT NOBODY IS LAUGHING
August 1, 2006 - HILLARY CLINTON ACCUSES BUSH OF DRIVING U.S.A. TO BANKRUPTCY
July 27, 2006 - PUBLIC ENEMY NO. 1 FOR COLLEGE STUDENTS: CREDIT CARDS
July 24, 2006 - CONSUMERS TAKING ON MORE CREDIT CARD DEBT
July 17, 2006 - FEDERAL RESERVE REPORT: U.S. HEADED FOR BANKRUPTCY
July 11, 2006 - CONSUMER GROUPS BLAST FED CREDIT CARD REPORT
July 5, 2006 - RISING RATES + HIGHER GAS PRICES MAKE IT HARDER TO HANDLE DEBT
June 27, 2006 - ‘ZOMBIE DEBT’ COMES BACK TO HAUNT CONSUMERS
June 26, 2006 - CREDIT CRUNCH: BILLS MAKE AMERICANS CUT SPENDING
June 19, 2006 - PERSONAL BANKRUPTCY CASES RISE DESPITE REFORMS
June 13, 2006 - COURT CLOSES BOOK ON CREDIT REPAIR RIPOFF
June 12, 2006 - JUDGES LASH OUT AT BANKUPTCY REFORM
June 5, 2006 - CREDIT COUNSELING AGENCIES GOING BROKE?
June 1, 2006 - REPORT SHOWS MINORITIES OFTEN STUCK WITH HIGH-PRICED MORTGAGES
May 30, 2006 - MIDDLE CLASS GOING BROKE?
May 24, 2006 - CREDIT CARD COMPANIES CONTINUE THEIR STUDENT PUSH
May 22, 2006 - LATE PAYMENTS ON MORTGAGES RISE
May 12, 2006 - RETIREMENT MEDICAL BILLS WILL TOP $200,000 FOR AVERAGE COUPLE
May 5, 2006 - FINANCIAL "PERFECT STORM" BREWING FOR MIDDLE CLASS?
April 24, 2006 - Commentary: Bankruptcy Law Changes Being Felt
April 20, 2006 - Study: Most People Considering Bankruptcy Below Median Income
April 17, 2006 - Texas Attorney General Sues Debt Collectors For Harassing Consumers
April 8, 2006 - CONSUMER BANKRUPTCY FILINGS DOWN, BUT TRENDING UP
April 4, 2006 - IRS STOPS FIRST THREE PRIVATE DEBT COLLECTION COMPANIES
March 30, 2006 - BUSINESSES OVERTAKE CONSUMERS AS CREDIT JUNKIES
March 23, 2006 - FTC Looks to Shut Down Debt Solutions Firms
March 22, 2006 - IRS PLAN WOULD ALLOW SALE OF TAX DATA TO MARKETERS
March 17, 2006 - IRS STEPS UP CREDIT COUNSELING INVESTIGATION
March 13, 2006 - Collection Firms Selected To Collect Delinquent IRS Taxes
February 23, 2006 - Attorneys’ Report Finds New Bankruptcy Law Ineffective
February 6, 2006 - IRS ACTION REDUCES CONSUMERS' OPTIONS FOR CREDIT COUNSELING
January 24, 2006 - Mortgage Lender Ameriquest to Pay $325M
January 17, 2006 - Report: Bankruptcy Filings Remain Steady
January 13, 2006 - IRS Revoking Exemptions of Credit Counselors
January 12, 2006 - Personal Bankruptcy Cases Hit Record 2 Million
January 10, 2006 - LATE CREDIT CARD PAYMENTS STAY NEAR HIGH
January 9, 2006 - U.S. Government on the Brink of Bankruptcy?
January 4, 2006 - National Public Radio: Credit Card Minimums Going Up
January 3, 2006 - MIDDLE-CLASS FAMILIES STRUGGLING WITH DEBT
December 27, 2005 - HEADS UP: BANKRUPTCY FILING FEES TO RISE AGAIN
December 19, 2005 - New Rules Don't Lessen Need for Bankruptcy
December 12, 2005 - Bankruptcy Law Backfires on Credit Card Issuers
December 8, 2005 - It's Always Christmas Time (For Visa)
December 6, 2005 - Land Ownership Questioned After Diocese Bankruptcy
December 2, 2005 - Credit Card Banks Now Signing Up The Newly Bankrupt
November 30, 2005 - CONSUMERS' CREDIT CARD DEBT IS FOR NECESSITIES, NOT LUXURIES
November 22, 2005 - Bankruptcy Filings Slow Drastically
November 21, 2005 - MIDDLE-CLASS CREDIT CRISIS PENDING?
November 17, 2005 - Debt Management Plans Take Direct Hit in Tax Bill
November 9, 2005 - Some Bankruptcy Attorneys Oblivious To New Law
November 7, 2005 - Bankruptcy Filings Could Rise 25-35% For 2005
October 25, 2005 - Bankruptcy Filings Surprise Even Credit Card Banks
October 20, 2005 - Bankruptcy Filings Deluge Courts
October 17, 2005 - HISTORIC NEW BANKRUPTCY LAW TAKES EFFECT
October 13, 2005 - Bankruptcy Filings Deluge Courts Before Deadline
July 5, 2005 - L.A. Times Says Credit Card Minimums Could Double Soon
June 27, 2005 - New Bankruptcy Law Could Hurt Small Business
June 8, 2005 - Free Credit Reports Now Available in Texas
June 6, 2005 - Actor Tom Sizemore Files Bankruptcy
June 2, 2005 - Low Mortgage Rates Defy Expectations
May 26, 2005 - Credit Card Stocks Down So Far This Year
May 24, 2005 - Senator Feinstein: Tell Credit Card Holders About Dangers
May 18, 2005 - Senators Say Credit Card Companies Failing Consumers
May 9, 2005 - Credit Card Minimum Payments to Double
May 5, 2005 - The Rich Really Are Like Us- In Debt
April 26, 2005 - Bankruptcy Filings Expected To Explode Ahead Of New Law
April 21, 2005 - J. Thomas Black Quoted in Christian Science Monitor
April 20, 2005 - President Signs Bankruptcy Reform Bill
April 14, 2005 - Bankruptcy "Reform" Bill Sent to President
April 11, 2005 - House Will Consider Bankrupty Bill Thursday
April 7, 2005 - House to Consider Bankruptcy Bill Next Wednesday
April 4, 2005 - U.S. Supreme Court Holds IRA's Exempt
April 2, 2005 - Business and Consumers Set New Bankruptcy Record
March 30, 2005 - Consumers Scammed By Debt Relief Agencies, Says FTC
March 29, 2005 - Judges Say New Law Would Weaken Bankruptcy System
March 17, 2005 - House Committee Approves Anti-Consumer Bankruptcy Bill
March 4, 2005 - Christian Lawyers Say Bankruptcy Bill, Bible Don't Mesh
March 3, 2005 - U.S. Senate Says 30% Interest Not Too Much
March 2, 2005 - U.S. Senate Takes Away Your Options Under Bankruptcy Laws
February 28, 2005 - Senate To Take Up Bankruptcy Reform Bill Today
February 25, 2005 - Illness Cause Your Bankruptcy? See www.getsickgobroke.org
February 21, 2005 - 90 Law Professors Send Letter Opposing Bankruptcy Reform
February 17, 2005 - Senate Judiciary Committee Approves Bankruptcy Bill
February 15, 2005 - Consumer Rights - Is The System Morally Bankrupt?
February 11, 2005 - Senate Debates Anti-Consumer Bankruptcy Bill
February 4, 2005 - Many Not Financially Prepared For Retirement
January 31, 2005 - Bankruptcy Reform Bill Introduction Delayed A Week
January 28, 2005 - House To Consider Bankruptcy "Reform" In The First Half Of Year
January 25, 2005 - U.S. Senate May Introduce Bankrupcy Reform Today or Tomorrow
January 18, 2005 - Credit Card Fees Skyrocket
January 13, 2005 - Refinancing Of Homes Brings Increase In Foreclosures
January 10, 2005 - Bankruptcy "Reform" Bill Predicted To Be Back Early This Year
January 3, 2005 - Underfunded Pension Plans May Hit Retirees, Taxpayers Hard
December 24, 2004 - Credit Card Debt Hits $800 Billion
December 21, 2004 - Company Health Benefits Vanishing for American Workers
December 15, 2004 - Russian Oil Giant Yukos Files Bankruptcy In Houston
December 13, 2004 - IRS. Looking Hard At Credit Counselors
November 22, 2004 - IRS Reports 2004 Enforcement Collections Up 15%
November 8, 2004 - Bush Supporters Talk About New Push For Bankruptcy Reform
October 22, 2004 - Record Debt Doesn't Bother Federal Reserve Chairman Greenspan
October 7, 2004 - Get Sick, Go Broke
October 4, 2004 - US Dept. Agriculture: Cost of Raising A Child Is $178,590
October 1, 2004 - Goodbye to "Floating" Checks; Hello to Check 21
September 24, 2004 - New "Credit Clean Up" Service Provided- "No Charge"
September 15, 2004 - Is the U.S. Going Bankrupt? Experts Predict Financial Catastophe
September 10, 2004 - Kerry Campaign Unveils Proposal to Stop Credit Card, Other Abuses
September 4, 2004 - Bankruptcy Reform On Agenda Again, If Republican Nominee Wins
September 1, 2004 - Consumer Bankruptcy "Explosion" Possible, Says Consumer Group
August 20, 2004 - IRS To Pull Plug On Debt Counseling Services
August 5, 2004 - Students Maxing Out Their Credit Cards
August 2, 2004 - Middle Class Share Of Income Shrinking
July 28, 2004 - Bankruptcy "Reform" Bill Fades, But Won't Go Away
July 22, 2004 - U.S. Headed For New Bankruptcy Filing Record
July 14, 2004 - Credit Card Companies Charging Billions in Penalties
July 2, 2004 - Bankers Say: Make Debtors Pay More
July 1, 2004 - Beware Cut-Rate Bankruptcy Advice
June 30, 2004 - Former Cop Charged With Bankruptcy Fraud
June 24, 2004 - Debtor Denied Bankruptcy Because of High Expenses
June 9, 2004 - Ameridebt Files For Bankruptcy
May 30, 2004 - Debt Collector NCO Group Fined $1.5 Million
May 28, 2004 - Federal Reserve Fines Citifinancial $70 Million
May 24, 2004 - Supreme Court Rules On Chapter 13 Interest Rates
May 1, 2004 - More Elders Rely On Credit Cards To Survive
April 15, 2004 - Big Banks Report Billions in Profits
April 3, 2004 - IRS Wants To Use Bill Collectors To Collect Taxes
March 28, 2004 - Senate Report Finds Credit Counseling Abuses
March 18, 2004 - Number of Senior Citizens Filing Bankruptcy Triples
March 5, 2004 - Bankruptcies May Rise As Congress Reconsiders Reforms
March 3, 2004 - Scott Burns: Predatory Lenders Must Share Debt Blame
March 2, 2004 - John Kerry Takes Anti-Bankruptcy Reform Stance In Interview
February 25, 2004 - Bankruptcy Filings Reach New Calendar Year Record
February 23, 2004 - New Bankruptcy Legislation May Push Debtors Into Chapter 13
February 20, 2004 - Bankruptcy Reform Action To Be Urged Next Week
February 18, 2004 - Seniors See Debt Grow - "Retiring in the Red"
February 13, 2004 - Debt Levels and Delinquencies Rise
February 9, 2004 - Consumer Credit Officially Tops $2 Trillion
February 5, 2004 - Bankruptcy Reform Flawed, Says Law Professor
January 28, 2004 - House Rules Committee Approves Legislative "Sleight of Hand"
January 26, 2004 - Senate Democrats to Battle Anti-Consumer Bankruptcy Bill Move
January 22, 2004 - Sudden Action On Bankruptcy Reform Bill
January 21, 2004 - Candidate Dean Addresses Bankruptcy, Credit Card Debt
January 19, 2004 - Trustees Press Search For Bankruptcy Abuse
January 14, 2004 - Gov. Schwarzenegger Says California Could Go Bankrupt
January 8, 2004 - J. Thomas Black Receives Award From Houston Bar Foundation
January 6, 2004 - Consumer Debt More Than Doubles In Decade
January 4, 2004 - Penthouse Magazine Files Chapter 11 Plan
January 3, 2004 - Debtor's Attorney's Fees for Pre-Petition Work Discharged
January 2, 2004 - Post-Holiday Debt May Bury Consumers
December 29, 2003 - No Exemption for Concealed Assets
December 26, 2003 - Sole Shareholder Found Liable for Payroll Taxes
December 23, 2003 - President Bush Signs Free Credit Report Law
December 19, 2003 - Payday Lenders Prey On Military
December 17, 2003 - J. Thomas Black Honored by Local Bankruptcy Court
December 12, 2003 - U.S. Trustee Proposes Drastic Bankruptcy Rule Changes
December 10, 2003 - Bad Faith Chapter 7 Bankruptcy Dismissed
November 26, 2003 - Bankruptcy Bill Gone for This Session of Congress
November 25, 2003 - Citigroup Buys Sears Credit Card Business
November 22, 2003 - Bankruptcy "Reform" Bill May Be Almost Here
November 21, 2003 - Americans Owe $750.9 Billion in Credit Card Debt
November 15, 2003 - Sen. Edwards Calls for Govt. Help for Strapped Middle Class
November 14, 2003 - Personal Bankruptcies Rise 7.8%
November 13, 2003 - Fairbanks Capital Settles FTC and HUD Charges
November 12, 2003 - Woman Therapist Calls for Credit Card Reform! Femonomics.com
November 11, 2003 - Total Consumer Credit Nears Record $2 Trillion Dollars!
November 8, 2003 - Hiding Assets in Bankruptcy Case Brings Prison Term
November 6, 2003 - 5th Circuit Rules Musician's Student Loans Not Discharged
November 5, 2003 - Free Financial Newsletter Available at www.financial-dreams.com
November 4, 2003 - U.S. Secretaries Beware! Indians Want Your Jobs
November 1, 2003 - Financial Literacy Bill Advances in Senate
October 28, 2003 - J. Thomas Black Recognized As Volunteer Lawyer
October 26, 2003 - Ameridebt To Stop Enrolling New Customers
October 20, 2003 - IRS Investigates Credit Counseling Agencies
October 14, 2003 - Average Credit Card Debt Increases Almost 50%
October 9, 2003 - Bankruptcy Court Filing Fees Going Up November 1
October 3, 2003 - Those Without Health Insurance Increases- Job Losses Blamed
September 27, 2003 - FDIC Says Consumers Better And Worse Off In Getting Credit
September 23, 2003 - Senator Grassley Pushing For Vote On Bankruptcy Reform
September 22, 2003 - America's Rich Getting Richer
September 16, 2003 - "The Two Income Trap" by Warren and Tyagi
September 13, 2003 - Ameridebt Sued For Fraud
September 11, 2003 - Jobless Claims Post Unexpected Rise
September 2, 2003 - J. Thomas Black Appointed State Chairman of NACBA
August 23, 2003 - Have Children? You're More Likely To File Bankruptcy
August 18, 2003 - Tax Guru: Bankruptcy Reform Would Harm Tax Collection
August 9, 2003 - Subprime Mortgage Lender May Pay Enormous Settlement
August 2, 2003 - Little Movement in Senate On Reform Bill
June 28, 2003 - Number of Homes in Foreclosure At Record High
June 13, 2003 - J. Thomas Black Receives Highest Rating
May 31, 2003 - Talk About Kicking Debtors When They're Down...
May 21, 2003 - How The New Bankruptcy Reform Law Would Affect You
May 20, 2003 - Ten Ways To Fight Back Against a Debt Collector
May 15, 2003 - Bankruptcy Filings Break Another Record
May 2, 2003 - J. Thomas Black Again Recognized for Fighting Bad Bankruptcy Bill
April 12, 2003 - Just for Fun; The Iraqi Information Minister
April 10, 2003 - Credit Counseling in Crisis, Says Consumer Groups
March 28, 2003 - The Bankruptcy System- By Ralph Nader
March 19, 2003 - House Passes Anti-Consumer Bankruptcy "Reform" Measure
March 18, 2003 - Spiegel Files Chapter 11- Too Much Credit Card Debt
March 17, 2003 - ABA: New BK Provisions Threaten Courts and Consumers
March 13, 2003 - 2003 Bankruptcy Bill Headed for Full House
March 5, 2003 - Anti-Consumer Bankruptcy Bill To Be Pushed Through
February 28, 2003 - Bankruptcy "Reform" Alive Yet Again; Goodbye Consumers' Rights
February 14, 2003 - Bankruptcies Continue to Set Records
February 5, 2003 - OK, I Can Poke A Little Fun At Myself- Lawyer Jokes
February 1, 2003 - The "Stella" Awards - Some Lawsuits Go Too Far
January 23, 2003 - Bankruptcy Reform May Be "Battle Fatigued"
January 19, 2003 - Trustees Press Search for Bankruptcy Abuse
January 8, 2003 - Hiding Assets in Bankruptcy Case Brings Prison Term
January 4, 2003 - Credit Card Solicitations May Have Hit 4 Billion
December 3, 2002 - Overlimit? That'll Be $650,000,000.00, Please
November 25, 2002 - Bankruptcy Filings Hit Historic Highs
November 21, 2002 - Congress Adjourns- Anti-Consumer Law Fails
November 15, 2002 - Surprise! House Passes Bill In Midnight Session
November 14, 2002 - Bankruptcy "Reform" Bill Killed for This Congress
November 5, 2002 - Why So Many Credit Card Applications? Securitization!
November 2, 2002 - Senator Feingold: Others Will Take Up Bankruptcy Fight
October 25, 2002 - America Loses Great U.S. Senator in Plane Crash
October 22, 2002 - Addicted Gambler Sues Casino
October 15, 2002 - New Bankruptcy Law Possible After Election
October 11, 2002 - Big Lender to Pay Big for "Predatory" Loan Practices
September 22, 2002 - Credit Industry Gave $63 Million To Congress To Buy Influence
September 19, 2002 - J. Thomas Black Quoted In Bankruptcy Article in Houston Chronicle
September 17, 2002 - Big Labor Taking Swipe at Anti-Worker Bankruptcy Bill
September 16, 2002 - Call or Email Your Congressman To Oppose Bankruptcy Reform
September 13, 2002 - Anti-Consumer Bankruptcy Bill Having Trouble On Hill
September 9, 2002 - Older Americans Groups Urge "No" Vote on Bankruptcy Reform
August 29, 2002 - MBNA Picketed For Support of Bankruptcy "Reform" Bill
August 21, 2002 - Christian Coalition: Congress Should Vote No On BK Reform
July 31, 2002 - The Credit Industry's Campaign to Reform Bankruptcy Law
July 30, 2002 - New Media Critical of Bad Bankruptcy "Reform" Bill
July 29, 2002 - Bad Bankruptcy Bill Hits Snag in House
July 27, 2002 - Bad Proposed New Bankruptcy Law Is 465 Pages Long
July 26, 2002 - Final Agreement Reached on Anti-Consumer Bankruptcy Bill
July 22, 2002 - Bad Bankruptcy "Reform" Bill Won't Be Passed By August Recess
July 10, 2002 - Consumers Owe $1.7 Trillion in Debt- And It's Growing Fast
July 9, 2002 - The Golden Rule: Those That Have the Gold, Make the Rules
June 28, 2002 - Anti-Consumer Bankruptcy "Reform" Not Likely Before July 4 Recess
June 27, 2002 - Bank Card Debt, Charge-Offs Down
June 19, 2002 - Deal Very Close On Bad Bankruptcy Bill
June 6, 2002 - Negotiations Continuing On Bad Bankruptcy Bill
June 5, 2002 - Charge It- Using Plastic to Pay the Rent
May 23, 2002 - Bad Bankruptcy Bill Still Stalled
May 17, 2002 - Bankruptcy Filings Continuing To Break Records
May 15, 2002 - Anti-Consumer Bankruptcy Reform Coming to a Head
May 14, 2002 - J. Thomas Black Celebrates Twenty Years as Attorney
May 1, 2002 - No Bankruptcy Bill Yet- Abortion Issue is Only Holdup
April 17, 2002 - Bankruptcy Bill Conferees to Meet Next Week
April 9, 2002 - Five Billion Credit Card Applications Sent Last Year
March 18, 2002 - Getting Older and Getting Heavily in Debt
March 16, 2002 - Saddam Agrees to Let U.N. Count Secret Sites
March 14, 2002 - Americans Adding To Debt While Living on Credit
March 6, 2002 - Sen. Daschle Says Reform to President by End of March
March 5, 2002 - Anti-Consumer Bankruptcy Bill To Be Pushed Through
March 1, 2002 - Bad Bankruptcy Bill Coming Back To Life
February 6, 2002 - Financial Illiteracy A Big Problem in U.S.
January 31, 2002 - Rep. Jackson-Lee Moves to Help Enron Employees
January 25, 2002 - Enron Bankruptcy Complicates Reform Legislation
December 10, 2001 - Americans Trying To Cut Back On Holiday Credit
December 4, 2001 - Record Number of Bankruptcies Filed
December 3, 2001 - Enron Files Biggest Bankruptcy In U.S. History
November 21, 2001 - Let's Be Especially Thankful This Thanksgiving
November 15, 2001 - Bankruptcy Reform Panel Meets, Little Progress
November 7, 2001 - Bankruptcy Conference to Meet Next Week
November 1, 2001 - Consumer Confidence Plunges Again
October 30, 2001 - Bankruptcy Reform Not Gone Yet
October 27, 2001 - Economic Rebound Weak Says Fed
October 15, 2001 - Consumer Debt Burden Getting Out of Hand
September 27, 2001 - Randy Jackson May Get Probation
September 14, 2001 - Bankruptcy Reform May Be Up In Smoke For This Session
September 12, 2001 - Terrorist Attack Delays Bankruptcy Bill
September 6, 2001 - Grassley Optimistic About Bankruptcy Reform This Session
September 4, 2001 - More Americans Behind on Credit Card Payments
August 31, 2001 - Bankruptcy Conference Expected Mid September
August 28, 2001 - Even More Bankruptcy Filings Expected This Year
August 24, 2001 - Bankruptcy Filings Break Quarterly Record
August 14, 2001 - House, Senate Conference Staff Meets To Discuss Differences
August 7, 2001 - White House Opposes Limiting Homestead
July 30, 2001 - House To Name Conferees This Week
July 25, 2001 - Senate To Begin Work of Reconciling Reform Bills
July 12, 2001 - Texans- Call Senator Hutchison To Keep Homestead Rights
July 9, 2001 - Sen. Biden To Be Named To Bankruptcy Conference
July 5, 2001 - Senate About To Move On Bankruptcy Conference
July 3, 2001 - Credit Card Banks Slow To Lower Rates
June 30, 2001 - Credit Card Banks Profits To Go Up
June 29, 2001 - Texas Town Goes Bankrupt
June 19, 2001 - Wellstone To Filibuster Bankruptcy Conference
June 18, 2001 - Card Charge Offs Highest in 4 Years; Proposed New Law Blamed
June 13, 2001 - Bankruptcy Reform May Have Hit A Snag
June 12, 2001 - New Law May Swamp Credit Counselors- Lenders Not Helping
June 8, 2001 - A New Way To Gouge You- Balance Transfer Fees
June 6, 2001 - Credit Card Execs Begin To Bail On Company Stock
May 26, 2001 - Party Switch Leaves Bankruptcy Bill Status Unclear
May 23, 2001 - Bankruptcy Filings Second Highest Ever
May 15, 2001 - Credit Card Bank Delinquencies Up; Still Making Big Bucks
May 12, 2001 - Politicians Still At Standoff- No Conference Committee Deal Yet
May 9, 2001 - Americans Opposed To Anti-Consumer Bankruptcy "Reform" Bill
May 4, 2001 - Congressional Leaders Closer On Conference Agreement
April 27, 2001 - J. Thomas Black Recognized By National Consumer Group
April 26, 2001 - Conference Impasse May Be Close To Agreement
April 9, 2001 - Five Billion Credit Card Applications Sent Last Year
April 2, 2001 - Bankruptcy Bill Temporarily in Limbo
March 23, 2001 - Senate-House Conferee Dispute Delaying Bill
March 15, 2001 - Senate Passes Best Bankruptcy Bill Money Can Buy
March 10, 2001 - Senate Debating Bankruptcy Reform Amendments
March 8, 2001 - We have strange laws in Texas -The Texas Three Kick Rule
February 8, 2001 - BANKRUPTCY REFORM BARRELLING TOWARD ENACTMENT
February 1, 2001 - Republicans Introduce 2001 Bankruptcy Reform Bills
January 25, 2001 - J. Thomas Black Awarded Certified Financial Planner Designation
January 18, 2001 - Sitting in the Office of J. Thomas Black
December 15, 2000 - BANKRUPTCY REFORM DEAD FOR 2000
December 6, 2000 - Bankruptcy Bill Not Dead Yet for This Congress
October 19, 2000 - 'SHADOW' BANKRUPTCY LAW FADING AWAY
September 9, 2000 - CHANCES OF BANKRUPTCY "REFORM" LOOKING DIMMER
August 14, 2000 - Lobbyists Seek Bankruptcy Changes
August 4, 2000 - Credit Card Employees Support Bush
July 14, 2000 - BORROWING AT RECORD LEVELS
June 8, 2000 - "Reform" Still Stalled
December 16, 1999 - NEW BANKRUPTCY LAW PENDING


We are a federally designated Debt Relief Agency under the United States Bankruptcy Laws. We assist people with finding solutions to their debt and credit problems, including, where appropriate, assisting them with the filing of petitions for relief under the United States Bankruptcy Code.



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