Skip navigation. The Law Office of J. Thomas Black

Free Consultation

CALL NOW (713) 772-8037
TOLL FREE (877) 597-9358

2600 So. Gessner, Suite 110, Houston, Texas 77063


BAD FAITH CHAPTER 7 DISMISSED


December 10, 2003

Return To Archives

CHAPTER 7 DISMISSED FOR BAD FAITH WHEN ADJUSTED BUDGET COULD PAY 40.07% ON UNSECURED DEBT

In this case, the Debtor’s projected expenses, at a minimum, provide a very comfortable lifestyle. The Debtor’s schedules show $502.00 per month for transportation. Upon questioning, the Debtor’s were unable to account for $300.00 of the amount. Further, the Debtor’s included a $306.00 monthly charge for telephone service. These charges included home telephone, mobile phones for both Debtors, and a mobile phone for the Debtors’ 14 year-old child.

Under the Utilities section of Schedule J, the Debtor’s include a $143.00 monthly charge for television cable service, trash disposal service, TWO digital television recording, and internet service. Also, the Debtor’s include $400.00 per month for recreation, clubs and entertainment, newspapers, magazines, etc, and $175.00 per month for fingernail and hair care.

In re Fergason, (S.D.Tex. 2003).