BAD FAITH CHAPTER 7 DISMISSED
December 10, 2003
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CHAPTER 7 DISMISSED FOR BAD FAITH WHEN ADJUSTED BUDGET COULD PAY 40.07% ON UNSECURED DEBT
In this case, the Debtor’s projected expenses, at a minimum, provide a very comfortable lifestyle. The Debtor’s schedules show $502.00 per month for transportation. Upon questioning, the Debtor’s were unable to account for $300.00 of the amount. Further, the Debtor’s included a $306.00 monthly charge for telephone service. These charges included home telephone, mobile phones for both Debtors, and a mobile phone for the Debtors’ 14 year-old child.
Under the Utilities section of Schedule J, the Debtor’s include a $143.00 monthly charge for television cable service, trash disposal service, TWO digital television recording, and internet service. Also, the Debtor’s include $400.00 per month for recreation, clubs and entertainment, newspapers, magazines, etc, and $175.00 per month for fingernail and hair care.
In re Fergason, (S.D.Tex. 2003).

