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- Questionnaire
- Articles
- ‘ZOMBIE DEBT’ COMES BACK TO HAUNT CONSUMERS
- "DEBT MELTDOWN PROGRAM" MARKETERS SETTLE WITH FTC
- "DEBT MELTDOWN" PROGRAM DECEPTIVE, CHARGES FTC
- "DEBT-RELIEF" FIRMS GET LOTS OF COMPLAINTS
- "DON'T GET FOOLED" VIDEO FROM AMERICANS FOR FAIRNESS IN LENDING
- "I LOVE SUBPRIME" AND ANOTHER FUNNY YOU TUBE VIDEO
- "OPERATION CLEAN SWEEP" FTC TARGETS 36 "CREDIT REPAIR" OUTFITS
- "PIRATE GUYS" FREE CREDIT AD DECEPTIVE? AFFIL SAYS SO
- "REFORM" CHANCES LOOKING DIMMER
- "REFORM" STILL STALLED
- "THE BANKRUPTCY SYSTEM" BY RALPH NADER
- "THE TWO INCOME TRAP" BY ELIZABETH WARREN AND AMELIA WARREN TYAGI
- 1 YEAR AFTER "REFORM" DEBATE ABOUT ITS EFFECTS
- 12 MYTHS ABOUT BANKRUPTCY BY BANKRATE.COM
- 2007 BANKRUPTCIES INCREASE 40% SO FAR OVER 2006
- 90 LAW PROFESSORS SEND LETTER OPPOSING BANKRUPTCY REFORM LEGISLATION
- ABA SAYS: PROPOSED BANKRUPTCY PROVISIONS THREATEN COURTS AND CONSUMERS
- ACTOR TOM SIZEMORE FILES FOR BANKRUPTCY
- ADDICTED GAMBLER SUES CASINO
- AFFIL: CREDIT CARD BANK WORKERS: THEY TRAIN US TO TRICK YOU
- AMERICA LOSES GREAT U.S. SENATOR IN PLANE CRASH
- AMERICA'S RICH JUST GETTING RICHER
- AMERICANS FOR FAIRNESS IN LENDING (AFFIL) NEWSLETTER
- AMERICANS FOR FAIRNESS IN LENDING- HEARING TODAY
- AMERICANS NEED EDUCATION ABOUT MONEY MATTERS
- AMERICANS OWE $750.9 BILLION IN CREDIT CARD DEBT
- AMERICANS SPENT MORE THAN THEY MADE IN NOVEMBER
- AMERICANS TRYING TO CUT BACK ON HOLIDAY CREDIT
- AMERIDEBT CREDIT COUNSELING FILES FOR BANKRUPTCY PROTECTION
- AMERIDEBT SUED FOR FRAUD
- AMERIDEBT TO STOP ENROLLING NEW CUSTOMERS
- ANTI-CONSUMER 'SHADOW' BANKRUPTCY LAW FADING FAST
- ANTI-CONSUMER BANKRUPTCY "REFORM" BILL TO BE PUSHED THROUGH CONGRESS
- ANTI-CONSUMER BANKRUPTCY "REFORM" WON'T BE PASSED BY AUGUST RECESS
- ANTI-CONSUMER BANKRUPTCY BILL COMING BACK TO LIFE
- ANTI-CONSUMER BANKRUPTCY BILL HAVING TROUBLE ON HILL
- ANTI-CONSUMER BANKRUPTCY BILL TO BE PUSHED THROUGH CONGRESS
- ANTI-CONSUMER BILL COMING TO A HEAD
- APRIL 2010 CLIENT BULLETIN-BANKRUPTCIES AT HIGHEST LEVEL SINCE 2005
- April 2011 Client Bulletin: WATCH OUT FOR I.R.S. TAX SETTLEMENT COMPANIES!
- APRIL 2012 - NO, YOU DON’T INHERIT DEBT!
- APRIL CONSUMER BANKRUPTCY FILINGS UP 15 PERCENT
- ATTORNEYS’ REPORT FINDS NEW BANKRUPTCY LAW INEFFECTIVE
- AUGUST 2008 NEWSLETTER- DON'T FALL FOR FORECLOSURE RESCUE SCAMS
- AUGUST 2009 CLIENT BULLETIN- NEW RULES ON STUDENT LOANS
- AUGUST 2010 CLIENT BULLETIN - HOUSTON, WE HAVE A HEATWAVE!
- AUGUST 2011 BULLETIN: COURT SAYS WELLS FARGO FORECLOSURE VALID, EVEN AFTER IT PROMISED TO STOP!
- AUGUST CONSUMER BANKRUPTCY CASES UP 24% OVER LAST YEAR
- AVERAGE CREDIT CARD DEBT INCREASES ALMOST 50%
- BAD BANKRUPTCY "REFORM" BILL NOT LIKELY BEFORE JULY 4 RECESS
- BAD BANKRUPTCY BILL HITS SNAG IN HOUSE
- BAD BANKRUPTCY BILL STILL STALLED
- BAD ECONOMY PUSHING MORE CONSUMERS INTO BANKRUPTCY
- BAD FAITH CHAPTER 7 DISMISSED
- BAD PROPOSED NEW BANKRUPTCY LAW IS 465 PAGES LONG
- BAD TIMES: MORE LENDERS RELUCTANT TO REPOSSESS VEHICLES
- BANK CARD DEBT, CHARGE-OFFS DOWN
- BANK OF AMERICA TO REDUCE SOME MORTGAGE BALANCES
- BANKERS SAY: MAKE DEBTORS PAY MORE
- BANKRUPTCY 'REFORM' DEAD IN 106TH CONGRESS
- BANKRUPTCY "REFORM" ALIVE YET AGAIN- TO THE DETRIMENT OF CONSUMERS
- BANKRUPTCY "REFORM" BILL FADES, BUT WON'T GO AWAY
- BANKRUPTCY "REFORM" BILL GONE FOR NOW; WILL BE BACK IN FEBRUARY
- BANKRUPTCY "REFORM" BILL KILLED FOR THIS CONGRESS
- BANKRUPTCY "REFORM" BILL SENT TO PRESIDENT
- BANKRUPTCY BILL CONFEREES TO MEET NEXT WEEK
- BANKRUPTCY BILL TEMPORARILY IN LIMBO
- BANKRUPTCY CONFERENCE COMMITTEE EXPECTED TO MEET MID SEPTEMBER
- BANKRUPTCY COURT FILING FEES GOING UP NOVEMBER 1
- BANKRUPTCY FILINGS BREAK ANOTHER RECORD
- BANKRUPTCY FILINGS BREAK QUARTERLY RECORD
- BANKRUPTCY FILINGS CONTINUE TO BREAK RECORDS
- BANKRUPTCY FILINGS CONTINUE TO BREAK RECORDS
- BANKRUPTCY FILINGS COULD RISE 25-35% FOR 2005
- BANKRUPTCY FILINGS DELUGE COURTS
- BANKRUPTCY FILINGS DELUGE COURTS BEFORE DEADLINE
- BANKRUPTCY FILINGS EXPECTED TO EXPLODE BEFORE NEW LAW TAKES EFFECT
- BANKRUPTCY FILINGS EXPECTED TO EXPLODE BEFORE NEW LAW TAKES EFFECT
- BANKRUPTCY FILINGS FALL BECAUSE OF NEW LAW
- BANKRUPTCY FILINGS HIT HISTORIC HIGHS
- BANKRUPTCY FILINGS REACH NEW CALENDAR YEAR RECORD IN 2003
- BANKRUPTCY FILINGS RISE 31% IN 2008
- BANKRUPTCY FILINGS SLOW DRASTICALLY
- BANKRUPTCY FILINGS SURPRISE EVEN CREDIT CARD BANKS
- BANKRUPTCY FILINGS UP 30 PERCENT
- BANKRUPTCY FILINGS UP ALMOST 40% IN 2007
- BANKRUPTCY FILINGS UP BY ALMOST 50%
- BANKRUPTCY FILINGS UP IN 2007
- BANKRUPTCY FILINGS UP IN FIRST QUARTER
- BANKRUPTCY LAW BACKFIRES ON CREDIT CARD ISSUERS
- BANKRUPTCY LAWYERS: NEW LAW INCREASED COSTS, DOESN'T DELIVER
- BANKRUPTCY OF U.S. GOVERNMENT PENDING?
- BANKRUPTCY PANEL MEETS, LITTLE PROGRESS
- BANKRUPTCY REFORM A JOKE BUT NOBODY IS LAUGHING
- BANKRUPTCY REFORM ACTION TO BE URGED NEXT WEEK
- BANKRUPTCY REFORM BARRELLING TOWARD ENACTMENT
- BANKRUPTCY REFORM BILL INTRODUCTION DELAYED A WEEK
- BANKRUPTCY REFORM BILL PREDICTED TO BE BACK EARLY THIS YEAR
- BANKRUPTCY REFORM BILL SIMPLISTIC AND ONE-SIDED, SAYS LAW PROFESSOR
- BANKRUPTCY REFORM CONFERENCE TO MEET NEXT WEEK
- BANKRUPTCY REFORM MAY BE "BATTLE FATIGUED"
- BANKRUPTCY REFORM MAY BE UP IN SMOKE FOR THIS SESSION
- BANKRUPTCY REFORM MAY HAVE HIT A SNAG
- BANKRUPTCY REFORM ON AGENDA AGAIN, PARTICULARLY IF THE REPUBLICAN NOMINEE WINS
- BANKRUPTCY REFORM STILL POSSIBLE
- BENNIGANS, STEAK & ALE FILE CHAPTER 7 LIQUIDATION BANKRUPTCY
- BEWARE CUT-RATE BANKRUPTCY ADVICE
- BIDEN TO BE ON BANKRUPTCY CONFERENCE
- BIG BANKS REPORT BILLIONS IN PROFITS
- BIG LABOR TAKING SWIPE AT ANTI-WORKER BANKRUPTCY "REFORM" BILL
- BIG LENDER TO PAY BIG FOR "PREDATORY" LOAN PRACTICES
- BORROWING LEVELS REACH RECORD PROPORTIONS
- BUDGET OFFICE: ONE MILLION HOMEOWNERS WOULD BENEFIT FROM BILL
- BUSH SUPPORTERS TALK ABOUT NEW PUSH FOR BANKRUPTCY REFORM
- BUSINESSES & CONSUMERS SET NEW BANKRUPTCY RECORD
- BUSINESSES OVERTAKE CONSUMERS AS CREDIT JUNKIES
- CALIFORNIA NEAR BANKRUPTCY?
- CALL AND SUPPORT "FORECLOSURE PREVENTION ACT OF 2008"
- CALL OR EMAIL YOUR CONGRESSMAN TODAY!-OPPOSE UNFAIR BANKRUPTCY LAW
- CARD CHARGE-OFFS HIGHEST IN FOUR YEARS; PROPOSED NEW LAW BLAMED
- CHAPTER 13 TRUSTEE OFFICES SHUTTING DOWN AHEAD OF STORM
- CHARGE IT- USING PLASTIC TO PAY THE RENT
- CHRISTIAN COALITION TELLS MEMBERS OF CONGRESS TO VOTE "NO" ON BANKRUPTCY LEGISLATION
- CHRISTIAN LAWYERS SAY BANKRUPTCY REFORM BILL, BIBLE DON'T MESH
- CITIGROUP BUYS SEARS CREDIT CARD BUSINESS
- CITIGROUP ENDS "UNIVERSAL DEFAULT" CREDIT CARD PRACTICE
- COLLECTION FIRMS SELECTED TO COLLECT DELINQUENT IRS TAXES
- COMMENTARY: BANKRUPTCY LAW CHANGES BEING FELT
- COMPANY HEALTH BENEFITS VANISHING FOR AMERICAN WORKERS
- CONCEALED ASSETS CANNOT BE CLAIMED EXEMPT FOLLOWING DISCOVERY BY TRUSTEE
- CONFEREE DISPUTE DELAYING BILL PROGRESS
- CONFEREES FAIL TO REACH AGREEMENT- ABORTION CLINIC VIOLENCE PROVISION IS REMAINING ISSUE
- CONFERENCE IMPASSE MAY BE CLOSE TO AGREEMENT
- CONGRESS ADJOURNS- ANTI-CONSUMER BANKRUPTCY LAW FAILS
- CONGRESSIONAL LEADERS CLOSER ON CONFERENCE AGREEMENT
- CONSUMER BANKRUPTCIES OVER 125,000 FOR APRIL 2009
- CONSUMER BANKRUPTCIES TOP ONE MILLION MARK AGAIN
- CONSUMER BANKRUPTCIES UP 34% OVER JANUARY LAST YEAR
- CONSUMER BANKRUPTCY FILINGS DOWN, BUT TRENDING UP
- CONSUMER BANKRUPTCY FILINGS INCREASE 32 PERCENT IN 2009
- CONSUMER CONFIDENCE PLUNGES AGAIN
- CONSUMER CREDIT OFFICIALLY TOPS $2 TRILLION
- CONSUMER DEBT GETTING OUT OF HAND
- CONSUMER DEBT MORE THAN DOUBLES IN DECADE
- CONSUMER GROUP WARNS OF BANKRUPTCY EXPLOSION IF STATES, CONGRESS DON’T CHANGE CREDIT COUNSELING LAWS
- CONSUMER GROUPS BLAST FED CREDIT CARD REPORT
- CONSUMER RIGHTS - IS THE SYSTEM MORALLY BANKRUPT?
- CONSUMERS OWE $1.7 TRILLION IN DEBT- AND IT'S GROWING FAST
- CONSUMERS TAKING ON MORE CREDIT CARD DEBT
- CONSUMERS' CREDIT CARD DEBT IS FOR NECESSITIES, NOT LUXURIES
- COUNTRYWIDE: BORROWERS WITH GOOD CREDIT FALLING BEHIND
- COURAGEOUS WOMAN CALLING FOR CREDIT CARD REFORM! FEMONOMICS.COM
- COURT CLOSES BOOK ON CREDIT REPAIR RIPOFF
- COURT: CREDIT CARDS PUT AHEAD OF CHURCH TITHING
- CREDIT CARD BANKS NOW SIGNING UP THE NEWLY BANKRUPT
- CREDIT CARD BANKS SLOW TO LOWER RATES
- CREDIT CARD BANKS TO INCREASE PROFITS
- CREDIT CARD COMPANIES CONTINUE THEIR STUDENT PUSH
- CREDIT CARD COMPANIES PILE UP $11.7 BILLION REVENUE IN PENALTIES IN 2003
- CREDIT CARD DEBT HITS $800 BILLION
- CREDIT CARD DEFAULT RATES SOAR- BANKRUPTCIES RISE
- CREDIT CARD DELINQUENCIES UP; STILL MAKING BIG BUCKS
- CREDIT CARD EXECUTIVES BEGIN TO BAIL ON OWN STOCK
- CREDIT CARD FEES SKYROCKET
- CREDIT CARD MINIMUM PAYMENTS TO DOUBLE
- CREDIT CARD SOLICITATIONS MAY HAVE HIT 4 BILLION
- CREDIT CARD STOCKS DOWN SO FAR THIS YEAR
- CREDIT CARDS IN DEFAULT ARE INCREASING
- CREDIT COUNSELING AGENCIES GOING BROKE?
- CREDIT COUNSELING IN CRISIS, SAYS CONSUMER GROUPS
- CREDIT CRUNCH: BILLS MAKE AMERICANS CUT SPENDING
- CREDIT INDUSTRY CONTRIBUTED $63 MILLION TO CONGRESS TO BUY INFLUENCE
- DASCHEL PREDICTS REFORM WILL GO TO PRESIDENT'S DESK BY END OF MARCH
- DEAL VERY CLOSE ON BAD BANKRUPTCY BILL
- DEBT COLLECTOR NCO GROUP FINED $1.5 MILLION FOR ILLEGAL CONDUCT
- DEBT LEVELS AND DELINQUENCIES ON THE RISE
- DEBT MANAGEMENT PLANS TAKE DIRECT HIT IN TAX BILL
- DEBT RELIEF COMPANIES SCAMMED CONSUMERS, SAYS FTC; MUST REPAY MILLIONS
- DEBT SETTLEMENT LAWYER RICHARD A. BRENNAN JAILED FOR CONTEMPT
- DEBT TRAP: THE CREDIT INDUSTRY'S CAMPAIGN TO "REFORM" THE PERSONAL BANKRUPTCY LAWS
- DEBTOR'S ATTORNEY'S FEES FOR "PRE-PETITION" WORK DISCHARGED
- DEBTORS DENIED CHAPTER 7 BANKRUPTCY DUE TO OVERSTATED BUDGET ITEMS
- DECEMBER 2009 CLIENT BULLETIN- WE WISH YOU HAPPY HOLIDAYS!
- DECEMBER 2011 - HAPPY HOLIDAYS! AND REMEMBER, NOT ALL LAWYERS ARE ALIKE!
- DEPT. OF JUSTICE TARGETS BANKRUPTCY FRAUD
- ECONOMIC REBOUND WEAK, FED SAYS
- EMPLOYEES OF CREDIT CARD FIRM ARE BUSH'S LARGEST FUNDING SOURCE
- ENRON BANKRUPTCY COMPLICATES BANKRUPTCY REFORM LEGISLATION
- ENRON FILES BIGGEST BANKRUPTCY IN U.S. HISTORY
- EVEN MORE BANKRUPTCY FILINGS EXPECTED THIS YEAR
- EXPERT: BANKRUPTCY CHANGES COULD SAVE HALF MILLION HOMES
- FAIRBANKS CAPITAL SETTLES FTC AND HUD CHARGES
- FANNIE, FREDDIE TO ALLOW "FORECLOSED RENTERS" TO STAY ON
- FDIC SAYS CONSUMERS BOTH BETTER AND WORSE OFF IN OBTAINING CREDIT
- Feb. 2011 Client Bulletin - Have a Beef With Your Mortgage Company? Let Mr. Black Tell Your Congressman!
- FEBRUARY 2010 CLIENT BULLETIN - NEW CREDIT CARD RULES IN EFFECT
- FEBRUARY 2012-U.S. GOVT. & STATE ATTORNEYS GENERAL REACH SETTLEMENT WITH BIG BANKS!
- FEDERAL BAILOUT TO INCLUDE CREDIT CARD COMPANIES? YOU'RE KIDDING!
- FEDERAL RESERVE CHAIRMAN GREENSPAN SEES NO U.S. REAL ESTATE BUBBLE AND NO RISK FROM RECORD LEVELS OF HOUSEHOLD BORROWING
- FEDERAL RESERVE CHANGING CREDIT CARD RULES
- FEDERAL RESERVE FINES CITIFINANCIAL $70 MILLION FOR CHEATING CONSUMERS
- FEDERAL RESERVE REPORT: U.S. HEADED FOR BANKRUPTCY
- FEDERAL RESERVE UNVEILS MORTGAGE CALCULATOR
- FIFTH CIRCUIT RULES MUSICIAN'S STUDENT LOANS NOT DISCHARGED IN BANKRUPTCY
- FILE YOUR PROPERTY TAX PROTEST- DEADLINE MAY 31
- FILINGS EXPECTED TO RISE AS CONGRESS RECONSIDERS REFORMS
- FINAL AGREEMENT REACHED ON ANTI-CONSUMER BANKRUPTCY BILL
- FINANCIAL "PERFECT STORM" BREWING FOR MIDDLE CLASS?
- FINANCIAL LITERACY BILL ADVANCES IN SENATE
- FINANCIAL LOBBYISTS SEEK BANKRUPTCY OVERHAUL
- FIRST QUARTER BANKRUPTCY FILINGS ARE SECOND HIGHEST EVER
- FIVE (REALLY SEVEN) REASONS TO AVOID DEBT SETTLEMENT COMPANIES
- FIVE BILLION CREDIT CARD APPLICATIONS SENT LAST YEAR
- FORECLOSURE CAN RESULT IN INCOME TAX BILLS
- FORMER COP CHARGED WITH BANKRUPTCY FRAUD
- FREE "FORECLOSURE PREVENTION FAIR" SATURDAY JUNE 7
- FREE CREDIT REPORTS ARE NOW AVAILABLE
- FREE NEWSLETTER - REBUILDING CREDIT AFTER BANKRUPTCY
- FTC ASKS COURT TO STOP ABUSIVE DEBT COLLECTORS
- FTC CHARGES 7 CREDIT REPAIR COMPANIES WITH DECEPTION IN U.S.
- FTC LOOKS TO SHUT DOWN DEBT SOLUTIONS FIRMS
- FTC REPORT CITES ABUSES BY DEBT COLLECTORS
- FTC: COURT HALTS BOGUS MORTGAGE LOAN MODIFICATION OPERATIONS
- FTC: DEBT COLLECTORS MAY STOP INSTEAD OF VALIDATE
- GETTING OLDER- AND GETTING IN DEBT
- GOODBYE TO "FLOATING" CHECKS ; HELLO TO THE "CHECK CLEARING FOR THE 21st CENTURY ACT"
- GRASSLEY OPTIMISTIC ABOUT REFORM BILL THIS SESSION
- HALF OF AMERICANS WORRIED ABOUT DEBT
- HAPPY HOLIDAYS! NOVEMBER/DECEMBER 2006 NEWSLETTER
- HAVE ADJUSTABLE RATE MORTGAGE? THIS MAY BE BAD NEWS
- HAVE CHILDREN? YOU'RE MORE LIKELY TO FILE BANKRUPTCY
- HAVING TROUBLE OPENING BANK ACCOUNT? GET CHEXSYSTEMS REPORT
- HEADS UP: BANKRUPTCY FILING FEES TO RISE AGAIN
- HELP STOP FORECLOSURES; CALL OR EMAIL YOUR SENATORS ABOUT S. 61
- HIDING ASSETS IN BANKRUPTCY CASE BRINGS PRISON TERM
- HIDING ASSETS IN BANKRUPTCY CASE BRINGS PRISON TERM
- HILLARY CLINTON ACCUSES BUSH OF DRIVING U.S.A. TO BANKRUPTCY
- HISTORIC NEW BANKRUPTCY LAW TAKES EFFECT
- HOUSE COMMITTEE APPROVES ANTI-CONSUMER BANKRUPTCY BILL
- HOUSE COMMITTEE TO CONSIDER ALLOWING MORTGAGE CHANGES
- HOUSE PASSES ANTI-CONSUMER BANKRUPTCY "REFORM" MEASURE
- HOUSE RULES COMMITTEE APPROVES LEGISLATIVE "SLEIGHT OF HAND" TO JAM ANTI-CONSUMER BANKRUPTCY BILL DOWN SENATE'S THROAT
- HOUSE TO CONSIDER BANKRUPTCY "REFORM" IN FIRST HALF OF YEAR
- HOUSE TO CONSIDER BANKRUPTCY BILL NEXT WEDNESDAY
- HOUSE TO CONSIDER BANKRUPTCY BILL THURSDAY
- HOUSE UP FOR FORECLOSURE? DON'T FALL FOR "TRUST ME" SCAM
- HOUSE, SENATE CONFERENCE STAFF MEET TO DISCUSS BANKRUPTCY CHANGES
- HOUSTON BANKRUPTCY JUDGE SAYS: SMOKING TOO EXPENSIVE
- HOW THE NEW BANKRUPTCY LAW WOULD AFFECT YOU
- HUD: 90-DAY FORECLOSURE MORATORIUM FOR FHA LOANS DUE TO IKE
- HURRICANE IKE SHUTS DOWN BANKRUPTCY COURTS FOR THE WEEK
- HURRICANE IKE SHUTS US DOWN UNTIL WEDNESDAY, SEPT. 17
- ILLNESS CAUSE YOUR BANKRUPTCY? TELL YOUR STORY AT www.getsickgobroke.org
- IN THE SUBPRIME OF LIFE
- INDICTMENT IN $2 MILLION BOGUS TAX REFUND SCHEME
- IRS - THERE IS RELIEF FROM "FORECLOSURE TAXES"
- IRS ACTION REDUCES CONSUMERS' OPTIONS FOR CREDIT COUNSELING
- IRS INVESTIGATES CREDIT COUNSELING AGENCIES
- IRS PLAN WOULD ALLOW SALE OF TAX DATA TO MARKETERS
- IRS REPORTS 2004 ENFORCEMENT COLLECTIONS UP 15%, TO $43 BILLION
- IRS REVOKING EXEMPTIONS OF CREDIT COUNSELORS
- IRS SAYS CREDIT COUNSELORS ARE REALLY "DEBT COLLECTORS"
- IRS STEPS UP CREDIT COUNSELING INVESTIGATION
- IRS STOPS FIRST THREE PRIVATE DEBT COLLECTION COMPANIES
- IRS TO PULL PLUG ON DEBT COUNSELING SERVICES
- IS THE "CREDIT CRISIS" REAL? HARVARD PROFESSOR SAYS NO
- IS YOUR DEBT MANAGEMENT SERVICE OPERATING LEGALLY?
- IT'S ALWAYS CHRISTMAS TIME (FOR VISA)
- J. THOMAS BLACK APPEARANCE ON KHOU-TV NEWS
- J. THOMAS BLACK APPOINTED STATE CHAIRMAN OF NATIONAL ASSOCIATION OF CONSUMER BANKRUPTCY ATTORNEYS
- J. THOMAS BLACK AWARDED "CERTIFIED FINANCIAL PLANNER" DESIGNATION
- J. THOMAS BLACK CELEBRATES 20 YEARS AS ATTORNEY
- J. THOMAS BLACK GIVES SEMINAR AT BIG ACCOUNTING FIRM
- J. THOMAS BLACK HONORED BY BANKRUPTCY COURT
- J. THOMAS BLACK IN NEWS SEGMENT ON KHOU TV CHANNEL 11
- J. THOMAS BLACK LEGAL CASE PUBLISHED
- J. THOMAS BLACK QUOTED IN BANKRUPTCY ARTICLE IN HOUSTON CHRONICLE
- J. THOMAS BLACK QUOTED IN CHRISTIAN SCIENCE MONITOR ABOUT NEW BANKRUPTCY BILL
- J. THOMAS BLACK RADIO INTERVIEW: CHANGE BANKRUPTCY LAW
- J. THOMAS BLACK RECEIVES AWARD FROM HOUSTON BAR FOUNDATION
- J. THOMAS BLACK RECEIVES HIGHEST RATING FROM MARTINDALE-HUBBELL
- J. THOMAS BLACK RECOGNIZED AS VOLUNTEER LAWYER
- J. THOMAS BLACK RECOGNIZED BY NATIONAL GROUP FOR SECOND TIME, FOR HELP IN FIGHT AGAINST ANTI-CONSUMER BANKRUPTCY BILL
- J. THOMAS BLACK RECOGNIZED FOR CONTRIBUTION TO FIGHT AGAINST BANKRUPTCY CHANGES
- JACKSON 5 BROTHER MAY GET PROBATION
- JANUARY 2010 CLIENT BULLETIN- "STRIP OFF" A MORTGAGE?
- January 2011 Client Bulletin - It's Time To Pay Property Taxes
- JANUARY 2012 - IT’S THAT TIME AGAIN! TIME TO PAY PROPERTY TAXES AND HOMEOWNER'S ASSOCIATION DUES!
- JOBLESS CLAIMS POST UNEXPECTED RISE
- JOHN KERRY TAKES ANTI-BANKRUPTCY REFORM STANCE IN INTERVIEW
- JUDGES INQUIRE INTO HIGH-VOLUME TEXAS CREDITOR'S FIRM
- JUDGES LASH OUT AT BANKUPTCY REFORM
- JUDGES SAY NEW LAW WOULD WEAKEN BANKRUPTCY SYSTEM
- JULY 2009 CLIENT BULLETIN- IT'S JULY IN HOUSTON AND BOY IS IT HOT!
- JULY 2010 CLIENT BULLETIN:YOU CAN FILE BANKRUPTCY MORE THAN ONCE
- July 2011 Client Bulletin - Wow! We Are Proud of Our 66% Chapter 13 Completion Rate!
- JUNE 2008 CLIENT BULLETIN
- JUNE 2009 CLIENT BULLETIN
- JUNE 2010 CLIENT BULLETIN: OUR "CREDIT CLEAN-UP" SERVICE MAY HELP!
- June 2011 Client Bulletin: Welcome New Associate Attorney Alexander Higginbotham!
- JUST FOR FUN, TRY THIS SITE- THE IRAQI INFORMATION MINISTER
- KERRY CAMPAIGN UNVEILS PROPOSALS TO STOP CREDITOR ABUSE OF CONSUMERS
- L.A. TIMES SAYS CREDIT CARD MINIMUMS COULD DOUBLE SOON
- LAND OWNERSHIP QUESTIONED AFTER DIOCESE BANKRUPTCY
- LATE CREDIT CARD PAYMENTS STAY NEAR HIGH
- LATE PAYMENTS ON MORTGAGES RISE
- LATE PAYMENTS RISE ON SOME CONSUMER LOANS
- LETS BE ESPECIALLY THANKFUL THIS THANKSGIVING
- LITTLE MOVEMENT IN SENATE ON REFORM BILL
- LOCAL CREDIT COUNSELING FIRM MAY BE IN HOT WATER
- LOTS OF PEOPLE "WALKING" AWAY FROM HOMES- TENT CITY
- LOW MORTGAGE RATES ARE A SURPRISE
- MANY NOT FINANCIALLY PREPARED FOR RETIREMENT
- MANY PEOPLE NOT FILING BANKRUPTCY BECAUSE OF MISCONCEPTIONS
- MARCH 2010 CLIENT BULLETIN- DON'T GET FOOLED BY DEBT SCAMS
- March 2011 Client Bulletin- BEWARE OF DEBT SETTLEMENT COMPANIES!
- MARCH 2012 - NOTE TO SELF- DON’T WEAR ROLEX WATCH TO YOUR BANKRUPTCY MEETING OF CREDITORS!
- May 2011 Client Bulletin: Debt Collector Calls Client's Boss- Debt Collector Writes Big Check!
- MAY CLIENT BULLETIN- LOAN MODIFICATION DENIED? THIS COULD BE WHY!
- MBNA PICKETED FOR SUPPORT OF BANKRUPTCY "REFORM" BILL
- MEDICAL BILLS PLUNGE MORE FAMILIES INTO DEBT
- MEDICAL COSTS & INSURANCE PREMIUMS CONSUMING DISPOSABLE INCOME
- MIDDLE CLASS GOING BROKE?
- MIDDLE CLASS SHARE OF INCOME SHRINKING
- MIDDLE-CLASS CREDIT CRISIS PENDING?
- MIDDLE-CLASS FAMILIES STRUGGLING WITH DEBT
- MORE AMERICANS BEHIND ON CREDIT CARD PAYMENTS
- MORE AMERICANS SEEKING BANKRUPTCY DEBT RELIEF
- MORE ELDERS RELY ON CREDIT CARDS TO SURVIVE
- MORE SENIORS ARE GOING BROKE
- MORE SUBPRIME MORTGAGES GOING DELINQUENT
- MORTGAGE LENDER AMERIQUEST TO PAY $325M
- MORTGAGE MODIFICATION IS TOP PRIORITY, SAYS HOUSE SPEAKER PELOSI
- MORTGAGE SERVICING IS A CONTINUING PROBLEM, EVEN IN BANKRUPTCY
- MR. BLACK CELEBRATES 20TH YEAR AS BOARD CERTIFIED IN BANKRUPTCY
- MR. BLACK GOES TO WASHINGTON!
- N.Y. TIMES: AMERICANS DIGGING DEEPER INTO DEBT
- NACBA EXPECTS BANKRUPTCY FILINGS TO INCREASE TO PRE-REFORM LEVELS
- NACBA PRESS RELEASE - SUBPRIME MORTGAGE CRISIS
- NACBA PRESS RELEASE SLAMS SENATE BANKRUPTCY HEARING
- NACBA PREZ TESTIFIES FOR BILL TO ALLOW MORTGAGE CHANGES
- NACBA: LOAN MODS NOT ENOUGH; BK COURTS SHOULD MOD LOANS
- NATIONAL PUBLIC RADIO: CREDIT CARD MINIMUMS GOING UP
- NEED MEDICAL INSURANCE? SEE HOUSTONHEALTHCHOICE.COM
- NEGOTIATIONS CONTINUING ON BAD BANKRUPTCY BILL
- NEW "CREDIT CLEAN UP" SERVICE OFFERED - NO CHARGE FOR CLIENTS
- NEW BANKRUPTCY LAW NOT AS BAD AS SOME PREDICTED
- NEW BANKRUPTCY LAW PENDING
- NEW BANKRUPTCY LAW POSSIBLE AFTER ELECTION
- NEW BANKRUPTCY LEGISLATION LIKELY TO PUSH MORE DEBTORS INTO CHAPTER 13
- NEW BANKRUPTCY LEGISLATION UNDERCUTS SAFETY NET FOR ENTREPRENEURS
- NEW LAW MAY SWAMP CREDIT COUNSELORS; LENDERS NOT HELPING
- NEW LAW- FEDERAL AGENCIES CAN GARNISH PAYCHECKS- IN TEXAS!
- NEW LEGISLATION PROTECTING TENANTS OF FORECLOSED PROPERTIES
- NEW RULES DON'T LESSEN NEED FOR BANKRUPTCY
- NEWS MEDIA CRITICAL OF BAD BANKRUPTCY "REFORM" BILL
- NOVEMBER 2009 CLIENT BULLETIN- DON'T GO "DEBTING" INTO TROUBLE!
- NOVEMBER 2011 BULLETIN: HAPPY THANKSGIVING – AND DON’T GET SCAMMED BY THE COUNTERFEIT CHECK AND MONEY ORDER SCAM!
- NUMBER OF HOMES IN FORECLOSURE CLIMBS TO RECORD HIGH
- NUMBER OF PEOPLE WITHOUT HEALTH INSURANCE INCREASES -JOB LOSSES BLAMED
- NUMBER OF SENIOR CITIZENS FILING BANKRUPTCY TRIPLES
- NY TIMES: CONGRESS NEEDS TO REIN IN CREDIT CARDS
- NYT: PAPERWORK AVALANCHE BURIES LOAN MODIFICATION PLAN
- OCTOBER 2009 CLIENT BULLETIN-DON'T FALL FOR LOAN MODIFICATION SCAMS
- October 2011 Client Bulletin - Court Shuts Down Deceptive Mortgage Operation
- OK, I CAN TAKE A JOKE..HEY, THAT'S NOT FUNNY!
- OLDER AMERICAN GROUPS URGE "NO" VOTE ON BANKRUPTCY CONFERENCE REPORT
- ONE QUARTER OF AMERICANS ADDING TO DEBT WHILE LIVING ON CREDIT
- ONLINE BUDGET SERVICES HELP CONSUMER TRACK EXPENSES
- OVERLIMIT? THAT WILL BE $650,000,000.00 PLEASE
- PARIS HILTON DECLARES FOR PRESIDENT, STATES ENERGY POLICY
- PARTY SWITCH LEAVES BANKRUPTCY BILL STATUS UNCLEAR
- PAYDAY LENDERS PREY ON MILITARY
- PAYDAY LENDING RESULT OF LAX LAWS, SAYS NYT COMMENTARY
- PENTHOUSE MAGAZINE FILES CHAPTER 11 PLAN
- PERSONAL BANKRUPTCY CASES HIT RECORD 2 MILLION
- PERSONAL BANKRUPTCY CASES RISE DESPITE REFORMS
- PERSONAL BANKRUPTCY FILINGS RISE 7.8%
- POLITICIANS ARE STILL AT STANDOFF- NO CONFERENCE COMMITTEE DEAL YET
- POLL SHOWS AMERICANS AGAINST BANKRUPTCY "REFORM"
- POST-HOLIDAY DEBT MAY BURY CONSUMERS
- PREDATORY LENDERS MUST SHARE DEBT BLAME, SAYS COLUMNIST SCOTT BURNS
- PRESIDENT BUSH SIGNS FREE CREDIT REPORT LAW
- PRESIDENT SIGNS BANKRUPTCY REFORM BILL - MOST PROVISIONS EFFECTIVE IN 180 DAYS
- PRESIDENT SIGNS TAX BILL TO HELP FORECLOSED HOMEOWNERS
- PRESIDENTIAL CANDIDATE DEAN ADDRESSES BANKRUPTCY, CREDIT CARD DEBT
- PUBLIC ENEMY NO. 1 FOR COLLEGE STUDENTS: CREDIT CARDS
- RECORD NUMBER OF BANKRUPTCIES FILED
- REFINANCING OF HOMES BRINGS INCREASE IN FORECLOSURES
- REPORT SHOWS MINORITIES OFTEN STUCK WITH HIGH-PRICED MORTGAGES
- REPORT: BANKRUPTCY FILINGS REMAIN STEADY
- REPRESENTATIVE JACKSON-LEE MOVES TO HELP EX-ENRON WORKERS
- REPUBLICAN LEADERSHIP MAY TRY TO ATTACH ANTI-CONSUMER BANKRUPTCY REFORM TO SPENDING MEASURE
- REPUBLICANS INTRODUCE 2001 BANKRUPTCY REFORM BILLS--FAST ACTION LIKELY
- RETIREMENT MEDICAL BILLS WILL TOP $200,000 FOR AVERAGE COUPLE
- RISING RATES + HIGHER GAS PRICES MAKE IT HARDER TO HANDLE DEBT
- RUSSIAN OIL GIANT FILES BANKRUPTCY IN HOUSTON
- SADDAM AGREES TO LET U.N. COUNT SECRET SITES
- SEN. CHRIS DODD TRYING TO STOP CREDIT CARD INTEREST RATE HIKES
- SEN. EDWARDS CALLS FOR GOVERNMENT HELP FOR STRAPPED MIDDLE CLASS
- SEN. WELLSTONE TO FILIBUSTER BANKRUPTCY CONFERENCE
- SENATE DEBATES ANTI-CONSUMER BANKRUPTCY BILL
- SENATE DEBATING BANKRUPTCY REFORM AMENDMENTS
- SENATE DEMOCRATS TO BATTLE ANTI-CONSUMER HOUSE BANKRUPTCY BILL MOVE
- SENATE JUDICIARY COMMITTEE APPROVES BANKRUPTCY BILL
- SENATE LIKELY TO MOVE ON BANKRUPTCY CONFERENCE
- SENATE MAY INTRODUCE BANKRUPTCY REFORM LEGISLATION TODAY OR TOMORROW
- SENATE PASSES 'THE BEST BANKRUPTCY BILL THAT MONEY CAN BUY'
- SENATE PLANS VOTE ON BANKRUPTCY BILL
- SENATE REPORT FINDS ABUSES IN CREDIT COUNSELING INDUSTRY
- SENATE TAKES AWAY YOUR BANKRUPTCY OPTIONS
- SENATE TO BEGIN WORK OF RECONCILING REFORM BILLS
- SENATE TO TAKE UP BANKRUPTCY REFORM BILL TODAY
- SENATOR FEINGOLD: OTHERS TO TAKE UP BANKRUPTCY FIGHT IN SENATE
- SENATOR FEINSTEIN INTRODUCES LEGISLATION TO EDUCATE CREDIT CARD HOLDERS ABOUT MINIMUM PAYMENTS TRAP
- SENATOR GRASSLEY PUSHING FOR VOTE ON BANKRUPTCY REFORM BILL
- SENATORS SAY CREDIT CARD COMPANIES FAILING CONSUMERS
- SENIOR CITIZEN BANKRUPTCY RATES EXCEED NORM
- SENIORS SEE DEBT GROW - "RETIRING IN THE RED"
- SEPT. 2009 CLIENT BULLETIN- YOU CAN GET MORTGAGE AFTER BANKRUPTCY
- SEPT.2010 CLIENT BULLETIN: DOES OWNING A HOME STILL MAKE SENSE?
- SEPTEMBER 2006 BULLETIN - WE ARE MOVING OUR OFFICE!
- September 2011 Bulletin: REMEMBER “COUNTRYWIDE IS ON YOUR SIDE?” IT TURNS OUT THAT, WELL, MAYBE NOT SO MUCH!
- SIGN UP FOR FREE FINANCIAL PLANNING NEWSLETTER
- SITTING IN THE OFFICE OF J. THOMAS BLACK
- SMALL BUSINESSES USING CREDIT CARDS MORE
- SMARTMONEY: DECLARING BANKRUPTCY CAN HELP YOUR CREDIT
- SOLE SHAREHOLDER HELD LIABLE FOR PAYROLL TAXES
- SOME BANKRUPTCY ATTORNEYS OBLIVIOUS TO NEW LAW
- SOME BANKRUPTCY JUDGES COME DOWN ON COUNTRYWIDE
- SPIEGEL FILES CHAPTER 11- TOO MUCH CREDIT CARD DEBT!
- STREAMLINED MORTGAGE MODIFICATION PROGRAM - ARE YOU ELIGIBLE?
- STRICT ANTI-CONSUMER BANKRUPTCY BILL HEADED FOR FULL HOUSE VOTE
- STUDENTS ARE MAXING OUT THEIR CREDIT CARDS
- STUDY: MOST PEOPLE CONSIDERING BANKRUPTCY BELOW MEDIAN INCOME
- SUBPRIME LENDER HOUSEHOLD INTERNATIONAL MAY PAY ENORMOUS SETTLEMENT
- SUBSCRIBE TO MY "BLOG" AT HTTP://HOUSTONBANKRUPTCYATTORNEY.COM
- SUDDEN ACTION ON BANKRUPTCY BILL - HOUSE REPUBLICANS TO TRY TO CIRCUMVENT SENATE
- SUPPORT CREATION OF A CONSUMER FINANCIAL PROTECTION AGENCY
- SUPPORTERS OF MORTGAGE MODIFICATION BILL TESTIFY TO CONGRESS
- SUPREME COURT HOLDS IRA's EXEMPT
- SUPREME COURT RULES ON CHAPTER 13 INTEREST RATES
- SURPRISE! HOUSE PASSES BILL IN MIDNIGHT SESSION- TO SATISFY CREDIT INDUSTRY
- TALK ABOUT KICKING DEBTORS WHEN THEY'RE DOWN..CREDIT CARD BANKS ARE USING ANY EXCUSE TO RAISE YOUR INTEREST RATES, EVEN IF YOU ARE CURRENT WITH THEM!
- TAX ARTICLE PREDICTS BANKRUPTCY REFORM WILL IMPAIR IRS COLLECTION OF DELINQUENT TAXES
- TAX DELINQUENCIES INCREASE 21%; IRS WANTS TO USE PRIVATE BILL COLLECTORS
- TEN WAYS TO FIGHT BACK AGAINST A DEBT COLLECTOR
- TERRORIST ATTACK DELAYS BANKRUPTCY BILL
- TEXANS, CALL SENATOR HUTCHISON TO KEEP HOMESTEAD RIGHTS!
- TEXAS ATTORNEY GENERAL CHARGES JK HARRIS WITH MISREPRESENTATION
- TEXAS ATTORNEY GENERAL SHUTS DOWN "MORTGAGE RESCUE" SCAM
- TEXAS ATTORNEY GENERAL SUES DEBT COLLECTORS FOR HARASSING CONSUMERS
- TEXAS TOWN FILES BANKRUPTCY
- THE "STELLA" AWARDS - SOME LAWSUITS GO TOO FAR
- THE GOLDEN RULE: THOSE THAT HAVE THE GOLD, MAKE THE RULES
- THE RICH REALLY ARE LIKE US- IN DEBT
- THE TEXAS THREE KICK RULE
- THINKING ABOUT FILING CHAPTER 7? MAY WANT TO FILE NOW
- TOTAL CONSUMER CREDIT NEARS RECORD $2 TRILLION BUCKS
- TOTAL CONSUMER DEBT STANDS AT $2.39 TRILLION
- TRUSTEES PRESS SEARCH FOR BANKRUPTCY ABUSE
- TRUSTEES SEARCH FOR BANKRUPTCY ABUSE
- U.S. CONSUMER BANKRUPTCY FILINGS UP 30% OVER LAST YEAR
- U.S. DEPARTMENT OF AGRICULTURE: COST OF RAISING A CHILD IS $178,590
- U.S. GOVERNMENT ON THE BRINK OF BANKRUPTCY?
- U.S. HEADED FOR NEW BANKRUPTCY FILING RECORD
- U.S. HOUSE TO NAME BANKRUPTCY REFORM CONFEREES THIS WEEK
- U.S. SECRETARIES BEWARE! INDIANS WANT YOUR JOBS
- U.S. SENATE SAYS 30% CREDIT CARD INTEREST NOT TOO MUCH
- U.S. TRUSTEE PROPOSES DRASTIC BANKRUPTCY RULE CHANGES
- UNDERFUNDED PLANS MAY HIT RETIREES, TAXPAYERS HARD
- WATCH OUT FOR BALANCE TRANSFER FEES
- WATCH OUT FOR PHONE FRAUD- IT CAN HAPPEN TO ANYONE!
- WHITE HOUSE OPPOSES LIMITING HOMESTEAD
- WHY SO MANY CREDIT CARDS? CAN YOU SPELL SE-CUR-I-TI-ZA-TION?
- YES, YOU CAN REFINANCE YOUR HOUSE WHILE IN CHAPTER 13
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